Driving is safer today than it ever was in the past. However, it is still very dangerous. The Minnesota Department of Transportation (MnDOT) reports that an accident takes place in the state about once per minute. Fortunately, many of these accidents are minor. However, at times, they cause serious injuries. If you become injured in an truck accident, it is important to ensure that your rights are protected with assistance from a Minnesota semi-truck accident lawyer. Your attorney can review the details associated with your accident and assist you with obtaining the money that you deserve and need for your injuries.
What Occurs After a Traffic Accident Takes Place?
Following an accident, you will be contacted by the other driver’s insurance company to get a statement from you and to find out about your injuries. It is very important to be aware that insurance representatives usually record their phone conversations. The representative will ask you questions about how you think the accident occurred, what you saw, and what happened. The conversation might appear to be innocent but the way you answer those questions can greatly impact you being able to receive compensation for the damages and injuries you have suffered.
In the future, the insurance company might try using your own statement against you. For example, if you tell them you were driving fast, they might attempt to claim you were speeding and were responsible for the crash. Remember the insurance company always will attempt to minimize their expenses and not have your best interests in mind at all times. That is why it is important to speak to a knowledgeable and experienced Minnesota accident attorney before you talk to an insurance company. If you make the decision to provide a statement, a lawyer can give you guidance before you talk to an insurance adjuster to discuss matters.
Modified Comparative Negligence in the State of Minnesota
A modified comparative negligence rule is used in Minnesota for personal injury claims. There is a percentage of fault that is assigned to each of the drivers that were involved in the accident. Drivers might receive compensation for the damages assuming their percentage of fault is not more than 50%. Given this rule, insurance companies might attempt to place some of the blame for the crash on the other driver. A statement that you provided to an insurance company may be used against you in order to prove that you were fully or partly at fault for your accident.
Information from various sources should be used by the insurance company to make a determination of fault for an accident. Witness statements and the police report will be reviewed in addition to the drivers’ statements. Keep in mind that anything you say to an insurance adjuster becomes a part of your case’s permanent record and it can make it more difficult to obtain the money that is owed to you.
Talk To a Truck Accident Lawyer
Following an accident, the best thing that you can do is discuss your case with an experienced and skilled big rig accident lawyer. Your attorney will review your situation’s detail and provide you with guidance and support on how to speak to the insurance company.
If you were injured during an accident, do not attempt to handle things by yourself. Get assistance from our knowledgeable and experienced legal team. Give our Lawyers a call today for your free initial case consultation.