Truck accidents are in most cases very serious and can result in extremely severe injuries. It is very common that the owner’s insurance provider or the driver of the truck will try to make contact with you after the accident. Insurance adjusters will ask questions about your accident and try and obtain information regarding your injuries. It is very important that you know that these insurance companies are not looking after your best interests. In fact, they aim to try and resolve these claims as quickly as possible. They will also attempt to try and get away with not paying you anything at all, or paying you out a small claim.
If you sustained injuries from an accident with a truck, you should contact a truck accident lawyer to help you to obtain the compensation you deserve.
What Does A Medical Records Release Mean?
A Medical Records Release is permission in writing for a health provider to release medical information about you. The federal HIPAA (Health Insurance Portability and Accountability Act) along with the state laws demands that any health care provider is not allowed to release any medical information until the patient has provided permission in writing. This means that the hospital or your doctor won’t disclose information about patients to insurance providers or to anyone else. The HIPAA is in place to protect your privacy when it comes to your medical records and your health.
Why Do Insurance Adjusters Need My Medical Records?
It is common for insurance adjusters to ask for medical records. There are a number of reasons as to why they want to see your records. These insurance adjusters want to verify the treatment you have received and your injuries. They also want to determine whether the treatments that you have already received for the injuries you have sustained are reasonable. They might want to see your previous medical care and any medical conditions in an attempt to try and prove you had previous injuries or medical conditions that have nothing to do with your accident. Keep in mind that they are trying to pay the minimum amount for damages that were caused by their insured party who acted negligently.
Should I Sign My Medical Release?
It is always a good idea to first read over your medical release to ensure everything is correct and accurate. The insurance provider might advise you that they are unable to process a claim until you send your medical records. However, you only have to send the records that are linked to the injuries caused by your accident. Limiting the time-frame is important when it comes to your privacy, as it is not necessary to disclose your medical records that are unrelated to the accident that dates back to many years ago.
For these reasons, you should hire an experienced lawyer who will review these requests on your behalf, and ensure that the records are amended to include only the accident-related treatments you have received. It is important to provide your records, but it should only include what is necessary for your claim. You want to avoid the insurance adjusters from going over any unrelated treatments you have received in the past in their attempts to use these records to lower your claim.
If after an accident with a truck you were injured and hurt, you might be overwhelmed and upset. From here you should be focused on getting the medical attention that you need and to allow an expert truck accident lawyer to deal with your legal issues.
Your attorney is after your best interests and will give you advice on your options and choices which are best suited to your specific case. Do your research to find the very best 18-wheeler accident lawyer in your area as quickly as you can after your accident.
Call us today for your no-obligation and free consultation to discuss injury accidents that occur in Minnesota. Call our expert Trucking Lawyers.